John Hinrichs is a real estate financial services lending officer that prides himself on unparalleled service and performance. 
As a Team, Pam and John are committed to providing unbiased advice and prudent strategies for every aspect of real estate home ownership, financing and investing.  

We provide home loans on single family residences and apartment buildings up to 4 units. 
Apply for a free financial recommendation now!
Just click on the link above.

We provide mortgage loan qualifications, with credit analysis, credit repair services,  credit resolutions, assistance as a negotiator for foreclosure resolutions, refinance with short payoffs and short sales.  Our approach allows us to serve you without compromise.  We work on a commission basis, so we do not directly benefit from recommending any particular course of action.  

Our reward is satisfied clients with the best possible solution that fits their needs!

We offer the following services: 

Home Loans
- FHA / VA - Low and NO Down Payment
- First Time Buyer Programs
- Conventional - Fannie Mae
- Jumbo - FHA
- Apartment Loans up to 4 units
- FHA 203K Rehabilitation Loans
- Reverse Mortgages

Foreclosure Intervention Services
-  FREE  Solutions Counseling  
-  Financial Counseling and Analysis
-  Negotiation Services with Your Lender

-  Property Valuation and Analysis
-  www.tracyhomeforeclosures.com

-  Credit repair and restoration counseling